It’s one of the most widely asked, light-hearted questions among people:
• “If you won the lottery, what would you do with the money?”
There’s the usual responses like buying a fancy new car, going on a shopping-spree, taking an exotic vacation, that thing you always wanted, etc. But after all you filter out all the fun responses, most people come to two very sensible responses:
• “I’d use the money to payoff my house”
• “I’d invest the money”
Although not all of us will be winning the lottery anytime soon, we make much smaller-scale decisions along these lines all the time. For example:
• Every paycheck when your money goes into a 401(k), have you ever considered if putting it towards your house was the better option?
• Have you ever got your income tax refund, a profit-sharing check, or an inheritance and thought if one was better than the other?
So let’s dive into this question and take a look into the factors that make one option more favorable than the other.

One of the many things my job has taught me is that the price of everything is negotiable. It’s basic supply and demand. If you don’t give someone the price they want, they’ll go find it somewhere else. The bottom line is whether or not they want to make a sale and keep you as a customer.
As promised in my post earlier today, I have created a page entirely devoted to the topic of “passive income” that will contain ideas, advice, and everything else worth sharing. 
My quest to get our mortgage refinanced started off with great promise – like a hot air balloon up and off into the sky. But … it didn’t take long for it to come crashing back down onto the ground.


I’ve recently decided that I should take a hard look into getting a home refinance loan. Home interest rates are the lowest they have ever been in history and I need to take advantage of this opportunity before it is too late.
This week the world lost Steve Jobs, one of the most influential figures in the technology and business world. Although Apple didn’t invent mp3’s or cell phones, they certainly created a phenomenal market for these items with their outstanding and must-have products such as the iPod and iPhone. Steve’s vision for these products and ability to get his company to innovate these creations is what took Apple from an ordinary computer maker to one of the strongest and most powerful companies in the world to date.


