Did you know that you can save money on almost anything if you try hard enough? Whether it’s becoming a fervent coupon-clipper or downgrading your cable subscription, there’s almost always a way to shave money from your budget. One area where this can be especially tricky is your car budget. Though many of your vehicle expenses may seem like they’re set in stone, check out a few simple ways to reduce your monthly car budget.
Archive for June 29, 2012
Do you actually know what a “stock” is? Don’t be afraid to admit that you don’t. I would bet that a lot of people who say they do (or think they do) do not in fact actually understand what one really is.
One of the fundamentals I preach on MyMoneyDesign is to know what it is that you’re putting your money into when you invest. So if you invest in stocks, let’s explore of the introductory basics of what they are.
When it comes to buying stocks, the old rule of thumb is to “buy low and sell high”. If you’re fortunate enough to understand this saying, then you’ll know that it doesn’t just apply to stocks. It’s meant to teach you to look for opportunities.
So even though the value of my home seems to go down, down, down every year, perhaps therein lies an opportunity. As I walk the dog through my neighborhood, there is an abundance of houses for sale. And what’s more is that I KNOW they are selling for FAR less than what I paid for mine. So this gets me thinking:
• If I have any aspirations to buy a house and rent it out, is now the time?
Our week has been consumed by the nightmare that is our pool …
Let me be clear that the whole thing is our fault. During the winter, our pool cover kept blowing off. Eventually we gave up and that left parts of the pool exposed. So it should come as no surprise that when spring hit and we officially pulled the cover off, the water was puke green! Gross!
We tried everything to bring it back. But there was NO coming back. We figured that out after a couple hundred dollars in chemicals. No matter what we tried, there was too much crud at the bottom. And it was impossible to vacuum it because the water was too dark to see through. So …. we emptied it and are starting over. I hate you pool.
Are you looking to buy a house? The purchase of your home may be the largest expenditure you will have in your life. Therefore, applying for a home loan is a process that you should not take lightly. The cost of a house is just your beginning expense. Points and the interest you must pay for a mortgage during the term of your loan will be much more than the price of the house. That’s why paying attention to the details of your home loan may turn out to be more important than the sale price of the home.
To get the most out of your mortgage, consider the following: