Happy Easter Weekend – Plus Blog Updates

Easter eCard

Is everyone ready for for a happy Easter weekend?  I’m thankful for the short work week, but we’re going to need every minute of it.  There’s going to be all kinds of driving around and visiting with family.  Easter is particularly tough this year because it is so close to our kids’ birthdays and they already got so much stuff already.  But here it comes anyways, so bring on the candy! … [Read more...]

Taking a “Pay Off Credit Card” Niche Site to the Next Level

Pay Off Credit Card logo - 250x150

A brief introduction for those who don't know me: My name is Matthew Allen and I blog over at Dumb Passive Income about all the things I've been doing to try to create online passive income. Creating sites and systems that will earn money passively has become an absolute obsession of mine. Admittedly, there is nothing passive about the amount of time I have spent and continue to spend to build up these sources of income. But, I am finally beginning to reap some of the rewards for all of my hard work. The coolest thing about building sites or systems to earn money passively is that once the work is done - you can just let it sit and earn while you work on something else. I've experimented with several different strategies, trying to find … [Read more...]

Learn How to Manage Money Better – Like a Large Company CFO

how to manage money better

Why do we struggle when it comes to handling our money?  Some of us live check to check and barely save nothing.  Others of us do okay.  But then we never take full advantage of what’s out there to make the best financial choices.  What is it about our methods that make us so deficient at knowing how to manage money better?Ironically, the answer you’re looking for might just be behind those large retail giants where we spend the most amount of money each month.  While some people may scuff at the likes of Walmart or Apple with their anti-consumerism attitudes, I ask you to take a second look.  Beyond the products they sell to us, what is about them that would cause us to stop and focus on them? … [Read more...]

Tired of Winter, The A to Z of Saving Money, and a Giveaway

ecard hate winter

Who else is tired of the Winter weather?  If you live anywhere near me (east), then you’re probably also over all this snow and cold that just continues to dump on us every day.  We were watching the news and they mentioned that at this time last year it was 70 degrees outside!  Can you believe that?  I don’t need it to be 70, but I would like it be just a little more spring-like.This weekend we’ll be getting things ready for Easter and taking our daughter out for her birthday.  I also plan to start reading my new book, The A to Z of Saving Money.  This is a new ebook collaboration among several personal finance bloggers, and I’ve been looking forward to reading it for a while.  If you’d like to enter a contest for your chance to win a … [Read more...]

Building My Money Earning Sites – Niche Website Update Part 3

Money Earning Sites

It’s been only 3 months now since I really started to crank things into high gear and focus on developing my new niche website.  For anyone who wants some background, you can read about my development in Part 1 and Part 2.  My goal is to figure out what works and create a portfolio of money earning sites that will contribute to my passive income initiative.If you’ve been following along (and I appreciate the interest), here is an update on how things are going:  … [Read more...]

Who is the Best IRA Provider When You Don’t Have Much Money to Open an Account?

best ira provider

This post was a great suggestion from Alexa over at Single Moms Income.  If you have a topic you’d like me to write about on My Money Design, please feel free to comment or send me an email.   Read any article about money and what will it tell you?  Start an IRA!  You know the benefits.  You know it’s good for your finances.  But what if you don’t have a lot of money to put in one?  Where can you find the best IRA provider without having to open an account with thousands of dollars?Never fear!  You’ve got options.  In this age of online accounts and competition, more and more IRA providers are willing to accept less money to get started.  This just translates into more opportunities and options for you to choose from. … [Read more...]

Where’s Da Money? – Rethinking My Online Income System

Money eCard Money on My Mind

Where IS all the money at?  Lately what’s been on my mind is all the whirlwind of activity within the personal finance blogging world.  We’ve got 1) Google threatening more algorithm updates, 2) some big sites losing their PR, and 3) sites being sold off.  With all of this hoopla, it makes me wonder if I need to rethink my online income system for making money off my blog.Going forward, what IS the marketing plan for My Money Design? … [Read more...]

Using Blogs to Learn Great Basic Financial Planning Skills

Basic Financial Planning

When I first became an adult with a family and mortgage, I knew that I would have both a responsibility and obligation to make sure that our household was always protected.  That meant not only just working hard and earning a decent wage, but also making sure I at least understood basic financial planning enough that I would be able to engage in some of the many ways to grow your income.My ambitions started out with reading lots of the best money books.  I would go through page after page trying to find the magic equation for getting rich.  By purposely picking books that were written by millionaires themselves, I thought I would be able to learn from their methods and reproduce their success. … [Read more...]