How to Go About Finding Financial Jobs in Great Britain

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The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me.The economic situation in Great Britain has had an impact on each part of UK. Some industries have been affected in some ways. With the unprecedented numbers of graduates who are unemployed and big number of redundancies, and every government department and company making big cuts, finding jobs is not very easy task.The economic recession in UK affect every city in the country. Finding a work in Britain has not been such a difficult task for a long time. However, it’s harder to find jobs that do not mean it will not happen. A lot of people are still finding their jobs.So how can you ensure that you are a … [Read more...]

Will Digital Currencies Like Bitcoin Force a Secondary Currency Exchange?

Bitcoin-coins

Content provided by Dave Hellowell, on behalf of 4x Currency, specialists in foreign exchange and international money transfers.Although Bitcoin has suffered a major blow with the apparent closure of the Mt. Gox exchange, it seems that the alternative currency has not died any kind of final death just yet.Under plans now announced by Robocoin, a company based in the U.S., investors will actually be able to buy and sell bitcoins from a cash machine based in London.This means that transferring funds to or from a virtual wallet, with the use of a smartphone which is scanned by the machine, means that people will be able buy or sell money by transferring cash through the machine.If physical technology is being deployed to serve … [Read more...]

Getting Fit on a Budget and Becoming Healthy for Less

The Beach At Dawn In Thailand

The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me.Staying fit and healthy is important for our long-term health as well as for out short-term happiness and looks.But getting in shape is something that can sometimes seem like an expensive business!  Gym memberships, exercise classes, personal trainers… there is a reason health and fitness is a booming industry and there is certainly a lot of profit to be made from unfit people looking to get fitter.If however you want to become a fitter, healthier version of you without spending a small fortune every month to do so, there are plenty of options that you can choose for getting fit on a budget which don’t … [Read more...]

Tips for Getting by Without Borrowing Money

Walking On The Red Arrow Street

The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me. Borrowing money is usually one of those things that sounds great at first, until the bills start coming in. If you take a look at just how much money you have to repay for the amount you borrowed, you will realise how much money you may have wasted on interest. If you would have planned ahead before borrowing money, you would now have more cash available to purchase other things you want.The problem is that debt often turns into a never-ending cycle of outstanding debt as you continue to accrue more and more interest. Many people may spend their entire lifetime trying to climb out from under their pile of … [Read more...]

Understanding Your Senior Benefits

Image Of Senior Man Giving Woman Piggyback Ride

The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me.If you are already into your retirement years, or are close to retirement, it is important that you understand the various senior benefits that are available to you. Both the federal government and the local states and territories have programs available to help senior live on a limited budget. To get everything that you deserve, it is vital that you know what benefits are available and how to determine if you are eligible to receive them. Below is a look at some of the major benefits offered to seniors as they reach their retirement years.  Age Pension If you are a man over the age of 65-years old, … [Read more...]

What to Do If You Have Fallen Behind on Your Utility Bills

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The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me. If you have fallen behind on your utility bills and are worried that they may shut off your services, it is important not to panic. Even if you are a few months behind on your bill, there are still things you can do to prevent a loss in services. It is important, however, that you take the necessary steps as soon as possible and do not wait until it is too late. Below is a look at several steps you can take if you have fallen behind on any of your utility bills.   Contact the Utility Company The first step is to contact your utility company directly. You should ask to talk to the hardship department and … [Read more...]

Does a Motorcycle Save Money… Or Cost More?

Motorcycle

The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me.Sometimes it's difficult to fully evaluate the financial risks involved in a decision. We like to take the first, or biggest, fact in our minds and transfer that to the entire decision-making process. "I can't be an entrepreneur -- it's too risky!" "I don't have enough money to invest in an IRA!" "I need to buy this high-end laptop -- it'll help me get more work done!" See how this type of thought process goes? We don't think things through; we go with our gut emotion and make a decision without fully evaluating all of the associated financial components. (This is true even for those of us who think we're … [Read more...]

Getting Ready for Backpacking Europe with Financing and Insurance

Tourists

The following contribution is from a reader of My Money Design.  If you’d like to write for us, please feel free to contact me.Backpacking has for a long time been the reserve of gap year students and young twenty-somethings seeking adventure far away from home before settling down to life-long commitments.However, in recent years this concept has been changing as the news shows more young people are living with their parents for longer.  A sizeable portion of the population are still living with their parents into their early 30's!The average age of people leaving the nest and starting a family has been steadily pushed back over the years thanks to a number of factors, not least of which is the incredibly expensive property … [Read more...]