Stay Humble – You’re Still Just a Ditch-Digger

Stay Humble

Sometimes I feel like all throughout my life I was lead by the media to believe I was going to be entitled. When I was a little boy I used to watch Scrooge McDuck swim through his giant money bin full of cash. When I was teenager I watched MTV’s The Real World and couldn’t wait to live in giant apartment with no job for 2-3 months. When I was an adult house hunting shows made me think that living in a beautiful, luxurious $300K home was completely normal. With messages like that, how is someone supposed to stay humble?  By getting back to their roots every now and again.  By serving those who need served.   Helping My Dad with Building His Deck: The summer is not just a great time to be outside, but also a good time to … [Read more...]

I Want to Be Your Personal Money Coach – A Free Giveaway

money coach

For years now I’ve had this idealistic vision in my head that someday when I reach financial freedom and retire early that I’m going to become a money coach.  There’s just one problem … I’ve never actually been a money coach – to anyone ever. That creates a little bit of a situation for me.  How can I really know if that’s what I want to do with the rest of my life if I’ve never actually gave it a try?  What if I test it out and find that its not for me?  What if I’m no good at it? Or more realistically - what if I find out all this (what I think is) great advice I have to offer is really nothing more than superficial tips that barely scratch the surface?  Perhaps I’ll find that I need to dig deeper into certain topics to really be … [Read more...]

Never Let Anyone Compromise Your Goals in Life

goals in life

My wife and I have been having a lot of discussion lately about some of the changes we want to make that will help us reach our goals in life sooner rather than later. Don’t worry – there’s nothing wrong with us or our marriage.  But for reasons I won’t get into publicly, let’s just say that the working-world has decided to pose some complicated challenges that would otherwise make it take longer to get there. Since going down this path of reaching financial freedom, we’ve both been so completely infatuated with the goal of getting there.  We’re seduced by the thought of what our lives will be like when we do. Unfortunately though sometimes even though you think you’ve got all the pieces to your life in place, things beyond your … [Read more...]

Improving the User Experience in Video Collaboration

Video Collaboration

If you’re operating a business, you probably understand the importance of utilizing only the most functional equipment to help you operate efficiently and effectively. While video collaboration tools have been available for the past few decades, the technology has not always been reliable enough to execute goals in a timely fashion. Struggles equipment installation, low video quality, and incessant breaks in connection have stood in the way of productive collaboration across the video conferencing platform. Thankfully, the technology has advanced to take advantage of cloud computing software, allowing for more lightweight, web-based conferencing tools that allow users to conference without the interruptions and clunky interfaces of … [Read more...]

Even Though I Want Financial Freedom, I’ve Still Got a Long Ways to Go

I Want Financial Freedom

Recently when I was asked to do an interview with the Mint website, it got me thinking a lot about how much I want financial freedom and where I’m at so far with my own savings goals. So I decided to try this fun game - You can try it too.  Pretend you decided to stop working tomorrow and were going to live off of absolutely nothing else other than your financial assets (and good looks) for the rest of your life.  Call it an early retirement.  Call it what you will. The magic question would then be: How much money would you be able to pay yourself each month?   How Much Money Would You Need? In the past I’ve determined that my magic number to reach financial freedom was somewhere around $5,000 per month.  In other words, if … [Read more...]

Want to Know How to Sell Things Online Fast?  Just Ask My Wife to Put It on Facebook!

How to Sell Things Online

This week, thanks to my wife, the MMD household made a ton of money on the side.  But this wasn’t our usual passive income or blog revenue. Nope.  This was different.  This week my wife completely schooled me in the art of how to sell things online fast – all by using Facebook! Who knew these days that’s all it would take.  I can still remember the days of the dark ages (i.e. about 20 years ago) when I used to go looking through the newspaper (remember those?) classified to find guitar gear. In more recent years I’ve really been a fan of using Internet sales sites like Ebay and CraigsList.  But even those sites were a huge improvement, they still had their own fundamental drawbacks. Fortunately things like high-speed service and … [Read more...]

Little Known Tips for Saving Money While Traveling

Saving Money While Traveling

Go to just about any travel website or blog and you'll find them.  There's tons of great money-saving advice for travel that are well-known such as searching for the lowest airfare at various online sources or packing light to avoid extra baggage fees.  However, there several useful tips for saving money while traveling still go unnoticed each year.  This is unfortunate because these small things could add up to big bucks in savings.  Here are just a few of them that you can start taking advantage of today.   Enroll Children in Frequent Flier Programs: For those who travel often with their children, enrolling them in a frequent flier program can help them build miles they can use at later dates. If you do not travel often with … [Read more...]

How Video Conferencing Technology Can Reduce Costs for Government Bodies

Video Conferencing

Traveling for meetings has always been a budget killer in any field of business.  While most of the time this cost is absorbed by company itself, who pays for those expenses when the employee works for the government?  The tax-payers? Clearly there is a need to improve upon travel costs whereever possible.  That is where good video conferencing technology can be useful.  As a matter of fact, according to KBZ, a massive upward trend has already been observed in the usage of web conferencing and other digital communications. Since the inception of this technology, it has evolved drastically. This technology has been penetrating into diverse fields and has proved its importance in a very short span of time. It is amazing how video … [Read more...]