I Want to Be Your Personal Money Coach – A Free Giveaway

money coach

For years now I’ve had this idealistic vision in my head that someday when I reach financial freedom and retire early that I’m going to become a money coach.  There’s just one problem … I’ve never actually been a money coach – to anyone ever. That creates a little bit of a situation for me.  How can I really know if that’s what I want to do with the rest of my life if I’ve never actually gave it a try?  What if I test it out and find that its not for me?  What if I’m no good at it? Or more realistically - what if I find out all this (what I think is) great advice I have to offer is really nothing more than superficial tips that barely scratch the surface?  Perhaps I’ll find that I need to dig deeper into certain topics to really be … [Read more...]

4 Online Degrees That Will Earn Your Money Back Fast

Online Degree

Furthering your education is important. When you get a degree, you're able to not only improve yourself, but also everything in your life. However, getting a traditional degree is difficult for some. Whether you're dealing with time constraints, money problems, or other issues, going into a classroom isn't always the best option. Luckily, today there are a number of online degrees you can pursue that will help you recover the cost of time, money, and effort you put into it.   Online MBA Degree As you're considering your future, you need to think about the degrees that will get you ahead in your current career or help you enter a new field. For example, a Master in Business Administration will enable you to make a lot of money … [Read more...]

Five Amazing Tricks to Working from Home with Ease

Work from home

Working from home is a dream come true for most people. You don’t have to deal with the stress of getting to work; instead you have a commute of a few feet. The main issue people have when working from home is staying focused on work and creating a space which is professional and useful. With so many people working from home these days, there are plenty of handy tricks you can use to assure you get more done and enjoy the work you're doing. Here are five of the best tricks to make sure your new home workspace is the best it can be.   Set a Schedule: Family members have a hard time distinguishing when you are free and when you're in work mode. It is recommended by BabyCenter to set a work schedule. Make sure once you have … [Read more...]

Cutting Cost and Increasing Quality with Video Conferencing

video conference

In today’s world where you generally get less quality for more cost, it’s rare to find a solution in business that makes sense both financially and lives up to your expectations. Video conferencing is a technology that’s been around for years and is constantly developing with many providers offering services. Every one of them is different, though, with various drawbacks and perks. Video conferencing cuts back on travel expenses that can become very pricey, especially if you work on a global basis. The typical argument against video conferencing, however, is that you don’t get as much out of seeing someone on a screen as you would in a face to face meeting.  This isn’t totally true. Today’s business needs to think more creatively … [Read more...]

5 Things That You Need to Know About Leasing Commercial Real Estate

commerical real estate

Owning a business with any number of employees or inventory is going to require having a large enough building to accommodate it. Leasing commercial real estate is one of the least expensive ways to get set up quickly.  It is less expensive (short-term) than buying and gives you the option to move out quickly if things progress over the next few months or years. With things in the U.S. economy forecast for a positive turn, this can translate into both good and bad opportunities for those with a need for rented space.  For example you may be able to find buildings that haven’t been rented in months and are able to lock into a great price for a reasonable term.  However you could also find yourself stuck with space that is not up to … [Read more...]

Managing Financial Difficulties after a Job Loss


It doesn't matter who you are or what you do, financial hardship can hit anyone. And given the present economic condition in the world, losing your job is always a possibility. As someone who's lived through a layoff; I understand first-hand the fear and frustration of being out of the workforce. You give everything you have to an employer, and they give you the boot. There are several ways to handle this. You can get upset and live your days in misery, or you can wipe the dust off your feet and move on to bigger and better opportunities. However, as you look for something better, reality might set in. A regular job means a regular paycheck, thus a way to cover all your monthly expenditures. If you lose a job, there’s a chance that … [Read more...]

Make Sure You Know What You’re Getting Into Before Starting a New Career

Business man running up graph

The following post is a guest contribution.  If you would like to write for My Money Design, please feel free to contact me. Sometimes it happens.  We think we know what we want to be when we grow up, and we make every honest effort to get there and fit that role. But then reality sets in.  The job isn’t quite as glamorous as we thought it would be.  The hours aren’t great.  The pay or advancement opportunities aren’t really there.  And all around everyone seems pretty miserable or complacent. Is this how you really want to spend the next 30 years of your life?  Surviving? … [Read more...]