So I’ve been thinking …
Last year I wrote a post about how I was thinking about diverting some of the money we were contributing to our 403b retirement fund towards our dividend stocks instead.
This was somewhat of a controversial move because traditional personal finance advice is to invest in your tax-sheltered accounts, not your taxable accounts! After all, why would you want to save your money in an account where you have to pay taxes?
But it wasn’t that simple. There were several more alluring reasons why investing in dividend stocks would make more sense:
Every now and again when I read through the headlines on my favorite money news sites, I see the same desperate-for-attention headlines proclaiming that “retirement is dead” and that we basically have no hope of ever saving enough money. How do they draw those conclusions? The usual suspects cited are the decline of pensions, the deflating of Social Security and the rise in costs as reasons why none of us can save and why we’ll all need to work until we are 80.
When it comes to planning for retirement, people both young and old always ask the same simple question: When can I retire? It’s a seemingly harmless question, but it is also one that can be ambiguous to find a direct answer for. The reason is because retirement isn’t something that simply comes with age. You could retire today or even ten years from now if you really wanted (with the proper plan in place). Unfortunately, I hate to answer a question with a question, but the response to “when can you retire” is simply “how badly do you want to”?
One of the biggest mysteries the average working adult faces when it comes to their personal finances is knowing what the right answer is when it comes to the question of HOW much they should be saving every paycheck for retirement? We’ve all seen generic articles that say to save 10% or whatever, but how do we know that percentage is really the right number to plug into our personal retirement formula?
Allow me to be your Dad for a minute and tell you that if you haven’t setup a Roth IRA yet, then what are you doing?!
I’ve got a confession for all of you: I’m getting impatient! It was approximately 10 years ago that I first learned 
You’ve probably heard of both of these terms, but do you really know the difference between a 403b vs 401k?
Not too long ago, I was trying to demonstrate how NOT taking full advantage of your 
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