Right now, I don’t even have to do the calculations to know that I’m nowhere near financial freedom, be it in 5, 10, or 30 years. But I’ve also only been going all out with this for the last year. And I started doing some light calculations and realized that with the pay raise my promotion will be giving me, I can double my 401k contributions, stay in the same tax bracket, and STILL increase my net pay! I think, at least. They were very back of the napkin calculations I did on the bus this morning.

Sincerely,

ARB–Angry Retail Banker

Sincerely,

ARB–Angry Retail Banker

I think the vast majority of personal finance blogger are driven by this notion of early financial independence. I am no exception! The math I have done has lead to me to construct a Five Year Plan which would see me semi-retiring by the end of 2020.

I would have the option, of course, to work full-out for longer than 2020, but I’ll be 33 by that time and figure semi-retirement (working maybe 15 hours per week) would be an amazing position to be in.

All this because we pay attention to our finances. Great, eh?

Take care!

– Ryan from GRB