The following post was provided by fellow blogger Jennifer Willard. If you are interested in being a guest contributor for My Money Design, please feel free to contact me. Saving money for retirement, or even a rainy day, has become much harder over the last couple of years. Prices for necessities have risen, while income levels have grown stagnant. However, this doesn’t mean that it is impossible to save for the future and learn how to stop spending money. You just have to be a savvier shopper. Of course, there are always ways to save money when shopping. Using coupons, taking advantage of sales, and even buying in bulk is great ways to save money. But the real trick to savvy shopping and saving money is to understand how retailers … [Read more...] about How to Stop Spending Money – 5 “Psych Outs” that Trick You to Spend