My understanding and beliefs about money began at the same place most do - with one’s parents. My parents' handling of their personal financial life was truly a work of art. Transferring money from one budget envelope to the next to meet a need, hitting all the local auctions and thrift stores, and using the credit card for emergencies were all the norm in our household. One can’t help but carry those same patterns of behavior into early adulthood. Parental modeling of behavior has that much impact. So after college, I tried to follow the conventional wisdom about money by being as frugal and disciplined with spending just the same as it was instilled in me during childhood. I also became more in tune with what society had to say … [Read more...] about When Conventional Wisdom About Money Clashes With Conviction