In the preceding chapters, we’ve covered quite a few strategies for successfully creating a budget that will work for you. Now enough talk! Let’s put the pen to paper and get down to business!
As promised, here is the last post in the series containing my free Excel budget template. If you’ve got Microsoft Excel installed on your computer, then you should be in good shape. The file was created in an older version of Excel so it should open with no trouble.
Download My Free Excel Budget Template:
The link below contains my free Excel budget template. If you know your way around Excel, then please feel free to customize it to suite your individual needs. Not everyone has the same type of budget, so I would fully expect that you add some customization.
In summary, I’d like to close this series with a few final thoughts:
• Don’t guess! Use your budget to know how you’re going to do throughout the whole year, not just in a single month. And watch that bottom line if you want to stay out of trouble!
• Make the necessary sacrifices to achieve your long-term financial goals. In the long-run, you’ll be glad you saved more for your 401k or child’s 529 plan versus spending the money on idle purchases.
• Don’t obsess! Work on your reducing your bills and expenses one by one; not all at once. Use some other automated system to alert you and keep track of your credit card spending. Use your time to enjoy the things that actually matter in life!
I hope you enjoyed this series and found it useful! Thanks for reading!
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Photo Credit: Microsoft Clip Art