budgeting advice

Why do budgets fail? You read through your receipts. You set your goals and limits. And you track your purchases. Yet, even after accounting for every dollar and laying out the best laid money design possible, there is still one thing that could sabotage the whole thing: The motivation to participate. One of the hardest things about keeping your household budget on track is staying motivated. No matter how great your plan is on paper or what kind of budgeting advice you follow, it will all be meaningless and accomplish nothing if the people involved can’t agree to stick to it. People often under-estimate how quickly a low morale can derail your best efforts. But fear not! A few small rewards or signs of success can be just enough to … [Read more...] about Budgeting Advice to Help Keep You Motivated