As much as we’d like to think that personal finance is a perfect science, it simply isn’t. To some degree there is an extent of art and skill that has to be applied. You have to look at certain metrics, past returns, and other intangibles to make some educated decisions about your investment planning prospects. At times the process can be very subjective. And when things are subjective, that can open us to being misguided or wasting time going down the wrong path. So if that were to happen, you would usually expect that kind of bad advice to come from some two-bit financial planner who … [Read more...] about You Got That Bad Investment Planning Advice From Dave Ramsey?