Would you like to retire early, but are finding that the age 59-1/2 requirement is getting in the way? Age 59-1/2 is when the IRS says you can finally begin to access the hard-earned retirement savings you’ve got in your tax-sheltered accounts like your 401(k) and IRA. For most people who retire at age 62, the age 59-1/2 requirement is no problem. But if you’re a diligent saver and on track to reach financial freedom long before then, this can be a huge log in the road! I had this problem for years. In my twenties when I first started learning more about personal finance, I began to realize how powerful compounding returns were and started making strives to save more and more into my 401(k) and IRA every year. I kept … [Read more...] about Unlock Your Retirement Savings Before Age 59-1/2 to Retire Early With My New eBook
Thanks and welcome to the monthly progress and income report for my niche website business! Every month I like to share with you how things are going with website developments, challenges I’ve ran into, and cool new tricks I’ve discovered. It’s all part of being an online entrepreneur and seeing if we can create something from nothing into a constant sustainable business. Right off the bat I’ll apologize and confess that I have not spent as much time working on my niche sites as I probably should be. That’s all because I’ve been pre-occupied with the finalization of my first eBook. I’m very proud to report that I’m rounding third base on the whole eBook project. The front cover is finished. My editor and I have finalized the … [Read more...] about Niche Website Income Report 28 – $975 for March 2015
It’s time to let the cat out of the bag! For a while now I’ve been hinting that my next big extra income project will be to officially release an eBook. This is something I’ve wanted to do for a very long time. Quite frankly I’m way overdue and should have tried it a long time ago. As a matter of fact making money writing eBooks was on the table as one of my next projects as far back as this post in 2013. Better late than never though, right? If you remember, I actually did experiment with writing a whole eBook back over the summer. But I got cold feet about taking the next steps and investing the time it takes to edit it, find a cover, etc. And so I ended up releasing it as just one really large epic post on one of my niche … [Read more...] about 14 Reasons Why Writing an eBook Will Be My Next Make-Money Project
And so it was over before it even began … The tires on my P2P investing (peer to peer) efforts quickly went flat last week when I discovered some very important information. To bring everyone up to speed, I had wanted to start off 2013 by adding a new form of passive income to my money design. Last year blogging income and dividend stocks were valuable additions. This year out of the available choices I had listed, P2P investing was the one that stood out. It intrigued me in a number of ways: • Potential higher net rates of return than a stock market index fund • A steady stream of interest income • Access to the earnings before retirement age (helping the early retirement efforts) • Potentially lower risk (if you pick borrowers … [Read more...] about P2P Investing Denied! What Should be My Next Passive Income Ambition?