Stop lying to yourself. … About your expenses that is. If you are constantly finding yourself short on funds every other month, or if you have to keep dipping into your life savings just to keep the checkbook healthy, then something is wrong. That was a harsh realization I had recently. Even after all the budgets and spreadsheets I’ve made, we were forecasting a huge deficit for the year. The only solution? It was time to get real about our household expenses. … [Read more...] about It’s Time to Get Real About Our Household Expenses