Get Ready to SAVE BETTER! With My First eBook

Save BETTER!

Did you know that if you had started out your career maximizing your 401k every year, there’s a very distinct possibility that you would retire by age 62 with over $7 million dollars? Did you know that by saving your money in an IRA or 401k you’re actually saving as much as $509,774 over 30 years in compounded returns from NOT letting $4,500 slip away to taxes each year? Or, how about that a Roth-style 401k or IRA might NOT be your friend (contrary to popular belief).  In fact, a Roth may end up costing you over $1 million dollars of lost fortune depending on how you plan to … [Read more...]

How a Good Asset Allocation Model Can Impact Your Financial Future

Asset Allocation Model

Assets allocation is just not one of those topics that most people find particularly sexy.  Usually it’s the sort of thing that gets about as much attention as the instruction manual to your Blu-ray player. But as you’ll see below, it’s one of those parts of investing that you simply can’t ignore – largely because it can have a MAJOR effect on your finances and how long they ultimately last. The reason I wanted to bring this up is because of the roller-coaster of market activity lately.  In case you haven’t checked your stocks or 401k balance in a while, there have been some pretty big … [Read more...]

Niche Website Income Report 28 – $975 for March 2015

I blog therefore I am

Thanks and welcome to the monthly progress and income report for my niche website business! Every month I like to share with you how things are going with website developments, challenges I’ve ran into, and cool new tricks I’ve discovered.  It’s all part of being an online entrepreneur and seeing if we can create something from nothing into a constant sustainable business. Right off the bat I’ll apologize and confess that I have not spent as much time working on my niche sites as I probably should be.  That’s all because I’ve been pre-occupied with the finalization of my first … [Read more...]

What Habits Are On Your Morning Routine Checklist?

morning routine checklist

Usually I don’t tend to buy into headlines like “how to be more productive” or “how to improve your efficiency”, but recently I was pleasantly surprised by something I heard. One of the latest Pat Flynn Smart Passive Income podcast episodes was a whole thing about his daily habits and morning routine.  Normally I tend to gravitate more towards his bits about blogging and entrepreneurism.  But with the big recent changes in my health, I’ve been more open to trying just about anything. And I’ve got to say – I was glad I did! I’m not sure I’ve ever really realized how much time I waste … [Read more...]

Where to Park Your Rainy Day Savings for Growth Without Much Risk

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We all know that part of a good, healthy financial well-being is to have a decent sized chunk of money set aside in your emergency fund or rainy day savings fund as some people call it. Some advisers tell us it can start off with as little as $1,000 (I believe that one is a Dave Ramsey thing).  More commonly I see suggestions to have as much as 3 months, 6 months, even 12 months worth of living expenses set aside in easily accessible bank account. Fortunately for my wife and I we have done a pretty good job of building up our rainy day fund over the years to as much as $20,000!  That’s a … [Read more...]

14 Reasons Why Writing an eBook Will Be My Next Make-Money Project

make money writing ebooks

It’s time to let the cat out of the bag!  For a while now I’ve been hinting that my next big extra income project will be to officially release an eBook. This is something I’ve wanted to do for a very long time.  Quite frankly I’m way overdue and should have tried it a long time ago.  As a matter of fact making money writing eBooks was on the table as one of my next projects as far back as this post in 2013.  Better late than never though, right? If you remember, I actually did experiment with writing a whole eBook back over the summer.  But I got cold feet about taking the next steps … [Read more...]

My Cancer Update – 8 Weeks Later

my cancer update

I wanted to give everyone a quick update on my health and how things are going. In case you didn’t know, I found out in January that I have cancer – specifically Type II Hodgkin's Lymphoma. As you can probably guess that came as a HUGE shock to me to because I’m an otherwise pretty young, healthy guy. However, as I’ve learned, cancer doesn’t discriminate its victims.   And so now this is just simply something I have to deal with and put behind me without hesitation. Since when I first broke the news to you my dear readers, I’ve received my official regimen of treatments: No … [Read more...]

3 Painless Ways to Build Your Emergency Money Fund

emergency money fund

The other day I was having a conversation with a few of my coworkers about how long we'd be "okay" financially if we were to lose our jobs.  (None of us were in any sort of trouble, it was just one of those conversations.)  Much to my surprise most of them said they didn't think they'd last more than a month. A month?  Perhaps I'm brain-washed from living in this money-blog community of mine, but doesn't everyone know by now that you're supposed to have 3 to 6 months worth of emergency money stashed up at all times?  Disaster could strike at any time whether you're ready for it or not!  And … [Read more...]