Embrace Your Fear of Change and Overcome It

fear of change

It has been about two weeks now since my family and I took the big plunge and moved into our new home. Like I mentioned in an earlier post, this move was all about priorities – the most important ones being close to my children’s schools and my wife’s work. In addition to relocating our home lives, my working life also took a dramatic turn.  I was offered a great job opportunity by one of my former clients at a location that was within a reasonable commute to my new house.  With little hesitation, I sprung at the opening and have now switched jobs. I’m sure I don’t need to tell anyone … [Read more...]

Could Buying Your First House Be a Financial Mistake?

Buy a house

It’s official – we’ve moved!  We’re finally all settled into our new house in our new city, and we’re loving every minute of it! This is only the second house my wife and I have purchased in our adult lives.  Our first one was back when I was 24 years old. With our first house for sale on the market at almost the same price we paid for it back 11 years ago, this got me thinking: What if we hadn’t bought a house when we first got married, and did something else with our money?  Would we be better off financially? Although this is a fun little question to ponder, it’s actually a very … [Read more...]

My Money Design Turns 4!  Plus Tips on Building a Better Blog

My Money Design Turns 4

Can you believe it?  The day is finally here that this blog turns 4 years old! It wasn’t all that long ago that I was all pumped up after reading ProBlogger and decided to spend a whooping $58 to start this little blog.  All I wanted at the time was to get a few of my ideas about money out there in the world for other people to check out and talk about. Now, almost 450 posts later, here we are! No matter what your traffic numbers or stats are, there’s always something to learn when it comes to building a better blog.  Most blogs fail in their first year, and somehow this one has kept … [Read more...]

How to Use the Power of Customer Retention to Lower Your Bills

Lower My Bills

Me: So I get to add an extra line, get a brand new iPhone 6, and my monthly bill is going to be exactly the same? Sales Rep: Yes. Me: You’re sure?  It’s not going to go up after a month or two? Sales Rep: Correct. Me: And we’re not getting any less service at this price? Sales Rep: Right.  Oh, there is one thing …  you’re also going to get this new Samsung tablet as part of the package.  That’s already included in the price I quoted you.   Shopping Around for a Cell Phone: That exchange of words above is exactly what happened just a few months ago when I started … [Read more...]

Niche Website Income Report 32 – $1,172 for July 2015

Niche Website Income Report

Hello and welcome to the July edition of my niche website update and income report. Every month I like to share with you what’s new with my website-building efforts and where the business is going.   It’s been one of my favorite ways to build passive income because the more I find success the more income I stand to bring in every month.  My hope is that you’ll be able to take some of these tricks and use them for your own good; whether it be for a new blog or any other entrepreneurial effort. July was a busy time for me with the release of my new ebook plus a lot of other big news going … [Read more...]

What If You Stopped Saving Money for Retirement?

saving money for retirement

Here’s a fun little game to try on yourself and see how your finances are coming along. (… Depending on the answer, it might also make you feel really good about your savings efforts so far!) Suppose you were suddenly let go from your job.  You find a new place to work, but it doesn’t pay as well. So in order to maintain your standard of living you decide you’re going to cut corners and completely STOP saving money for retirement. The big question: Would you still be able to comfortably retire when you want to?   My Answer … (... Kind of a funny question to ask on a … [Read more...]

Cancer Update – The Battle is Won!

Cancer You Lost

I have some very exciting news to share … As of my last PET scan, my cancerous tumor is gone! Finally!  My cancer is in remission! Last Thursday was also my last treatment of chemotherapy.  Even though I’m thankful the infusions got rid of my cancer, I am SO glad for that whole process to finally be over! From here on out it’s going to be CT scans every 6 months for the next 5 years.  As you can bet, I’ll have my fingers and toes crossed every single time that I get nothing but good news.   Cancer Really is a Silent Killer: Throughout this whole experience cancer has been … [Read more...]

Learn How to Save MORE, Earn MORE with My New Second eBook

Save More Earn More

Hi Everyone!  I’d like you to know that for a very limited time (July 20-24) you can download my second eBook “Save MORE, Earn MORE” from Amazon COMPLETELY FOR FREE!  Go to this link here to grab your copy. … So what is “Save MORE, Earn MORE” all about? It answers the question: Outside my job, how do I actually go about getting enough money for the things I want in life? Everyone knows financial freedom sounds great!  And we all know we’re supposed to save/invest our money if we want our nest eggs to grow into the life-preservers we want them to become. … but how do we get there?  … [Read more...]