Niche Website Income Report 32 – $1,172 for July 2015

Niche Website Income Report

Hello and welcome to the July edition of my niche website update and income report. Every month I like to share with you what’s new with my website-building efforts and where the business is going.   It’s been one of my favorite ways to build passive income because the more I find success the more income I stand to bring in every month.  My hope is that you’ll be able to take some of these tricks and use them for your own good; whether it be for a new blog or any other entrepreneurial effort. July was a busy time for me with the release of my new ebook plus a lot of other big news going … [Read more...]

What If You Stopped Saving Money for Retirement?

saving money for retirement

Here’s a fun little game to try on yourself and see how your finances are coming along. (… Depending on the answer, it might also make you feel really good about your savings efforts so far!) Suppose you were suddenly let go from your job.  You find a new place to work, but it doesn’t pay as well. So in order to maintain your standard of living you decide you’re going to cut corners and completely STOP saving money for retirement. The big question: Would you still be able to comfortably retire when you want to?   My Answer … (... Kind of a funny question to ask on a … [Read more...]

Cancer Update – The Battle is Won!

Cancer You Lost

I have some very exciting news to share … As of my last PET scan, my cancerous tumor is gone! Finally!  My cancer is in remission! Last Thursday was also my last treatment of chemotherapy.  Even though I’m thankful the infusions got rid of my cancer, I am SO glad for that whole process to finally be over! From here on out it’s going to be CT scans every 6 months for the next 5 years.  As you can bet, I’ll have my fingers and toes crossed every single time that I get nothing but good news.   Cancer Really is a Silent Killer: Throughout this whole experience cancer has been … [Read more...]

Learn How to Save MORE, Earn MORE with My New Second eBook

Save More Earn More

Hi Everyone!  I’d like you to know that for a very limited time (July 20-24) you can download my second eBook “Save MORE, Earn MORE” from Amazon COMPLETELY FOR FREE!  Go to this link here to grab your copy. … So what is “Save MORE, Earn MORE” all about? It answers the question: Outside my job, how do I actually go about getting enough money for the things I want in life? Everyone knows financial freedom sounds great!  And we all know we’re supposed to save/invest our money if we want our nest eggs to grow into the life-preservers we want them to become. … but how do we get there?  … [Read more...]

What is the Best Safe Withdrawal Rate for Retirement?

BEST SAFE WITHDRAWAL RATE- (1)

The 4 percent rule… It’s arguably one of the most highly debated figures in retirement planning. Since its inception in 1994 by Bill Bengen, it seems as though you can find just as many people who love it as those who hate it. Why so much fuss over one tiny, little number? Because of what it stands for!  Planning your nest egg size using the right safe withdrawal rate figure can mean the difference between playing with fire during retirement or having 100% confidence that you’ll never run out of money. But if you pick a number that is too conservative, it can also mean the … [Read more...]

Niche Website Income Report 31 – $1,046 for June 2015

niche site

Hello and welcome to my monthly niche website income report and business update. At the start of every month, I like use this opportunity to share with you, the reader, what’s been going on with my niche site business.  The idea behind these websites is to create multiple streams of passive income that I can use to help advance my efforts to achieve financial freedom as quickly as possible! June marks a special milestone for my niche site business because it signifies that the year is halfway over.  Unfortunately this business has met some pretty big challenges over the past 12 months.  … [Read more...]

How to Retire By 55 (or Sooner) on a Salary of $50,000 or Less

How to Retire by Age 55

If you’ve got dreams of retiring early by age 55 or sooner, then you’ll be very delighted to know that this goal is well within your reach! Believe it or not, our ability to reach financial independence is something that is always possible to achieve. Though the path to get there may not always be clear, there are always certain actions we can take that will cut through the brush and reveal a clearing at the end of the forest. The biggest question and sometimes most challenging obstacle: How? You might think that the dream of financial freedom is something that is only reserved for … [Read more...]

Countering The Arguments Against P2P Lending

p2p lending

MMD: Today we have a mega guest post from fellow personal finance blogger ARB.  Take it away! Hello, readers of My Money Design! I am ARB, the Angry Retail Banker! Over on my blog, I offer what I call “An Insider's Take On Retail Banking”, which means that between bouts of raging out and threatening my entire customer base with physical harm, I talk about both life as a branch banker and ways for you to maximize your banking relationship. I am here today to talk about absolutely none of that stuff. Before you all hit the back button on your browser and type “funny cat videos” into … [Read more...]