This week I had the pleasure of accompanying my daughter on her school class field trip to Mackinac Island (pronounced Mack-i-naw). We had an excellent time and I was really glad that I got to create this memory with my daughter.
Checking Out Real Estate on Mackinac Island
Using the Dividend Yield Formula to Evaluate a Stock Prospect
As part of my love affair over the last year with investing in dividends, I’m going to continue to introduce posts that focus on one particular aspect of evaluating a particular stock prospect. So this week, we’ll be looking specifically at the dividend yield formula and what it can tell us about the stock or company.
Building My Money Earning Sites – Niche Website Update Part 5
I’ve got to admit that I’m slightly frustrated. Ever since the Google penalty was removed from my niche website, I was happy to see it go from as low as Number 40 and stabilized between No. 16 and 20. But then over April it hasn’t really moved too much beyond that …
Obviously the goal with building these money earning sites is to make some money! With Google Adsense as my major monetization stream for this site (for now), I’m not going to receive nearly as much action on the bottom of SERP 2 as I would if I were at the No. 1 spot. That’s why cracking the Top 10 spots by getting to the first page of Google and eventually the number 1 spot is absolutely imperative if I want to see any amount of significant income.
And so that leads me back to the question of “what to do”. While that may seem pretty straight-forward, I’ve had some experiences that have left me a little puzzled. Here’s what’s been happening:
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Accidental Organic Optimization for My Money Niche Site
I’m not sure if I just made up a new phrase here with Accidental Organic Optimization, but I can’t think of what else to call it.Ask the Readers – Would You Support the Privatization of Social Security Accounts?
It’s official: According to a recent article on CNN Money, you can now expect to receive less from Social Security than what you paid into it them. Here are the figures:
- $600,000 paid in.
- $579,000 in expected benefits.
This will come as no surprise to the skeptics and nay-sayers who have long felt that Social Security has been heading south and in need of some desperate revision.
In the spirit of conversation, I thought this topic would make an interesting “Ask the Readers” topic:
If the government were willing try something different, would you be in favor of the privatization of Social Security accounts?
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Category: Popular Trends / Tags: privatization of social security
Secured Business Loans – Are They the Answer If You Are Struggling?
The following post was provided by guest contributor. If you are interested in being a guest contributor for My Money Design, please feel free to contact me.
Secured business loans can be an important source of funding but they are not suitable for every business in every circumstance. If a business is struggling, throwing cash at the problem is not always the best solution. Once you factor in the added burden of actually repaying the loan, it could even make any existing problems worse.
Category: Credit / Tags: secured business loans
My Dividend Stock Portfolio Update – May 2013
What a wild ride the last 4 months have been! It’s been a while since I’ve done a dividend stock portfolio update, and I thought this would be a great time to report (i.e. celebrate) my earnings.
Category: Stocks & Investing / Tags: dividend payments, dividend stock portfolio, dividend stocks, stock portfolio update
MORE Stupid Car Repairs – I Can’t Make This Stuff Up!
So if you’re wondering why my regular Weekend post is going up so late, it’s because I was at … the “stealer”-ship yet again for MORE stupid car repairs!
Yes … again!
Even after draining our emergency fund for sudden car repairs, here we are again! You’re not going to believe this. Here’s what happened:
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A Ponzi Scheme Example – An Illustrated Demonstration of How One Works
Over the last few years the name “Bernie Madoff” and the term “Ponzi Scheme” have been used almost interchangeably. Obviously we all know that this man was a crook and that he committed a very serious act of fraud by stealing millions of dollars from trusted investors. But have you ever stopped to ask yourself just what one is or what a Ponzi Scheme example would even look like?
Category: Retirement / Tags: Bernard Madoff, Bernie Madoff, Charles Ponzi, crime, criminal activity, fraud, Ponzi Scheme, ponzi scheme example
The Pension vs 401k – The 401k Did Not Kill Retirement
Every now and again when I read through the headlines on my favorite money news sites, I see the same desperate-for-attention headlines proclaiming that “retirement is dead” and that we basically have no hope of ever saving enough money. How do they draw those conclusions? The usual suspects cited are the decline of pensions, the deflating of Social Security and the rise in costs as reasons why none of us can save and why we’ll all need to work until we are 80.
And then there is my personal favorite: The 401k. They talk about the 401k like it’s a James Bond villain. When they compare the pension vs 401k, they describe it as a horrible and inefficient means for retirement. Basically, their message is that the 401k killed retirement.
That is complete nonsense. The 401k didn’t destroy our chances at the American Dream … we did.
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