Niche Website Update 22 – $1,203 in Income – Exploding Success with ClickBank!

Niche Website

As much as I like to talk about saving and investing, the most lucrative way I’ve found to improve your overall financial situation is to simply earn more money.  While making a side income might be an impossible task for some, I’m here to show you that it is in fact possible if you put your mind to it. Especially if you’re a blogger (like me) or even thinking about starting your own website, then you’ve got a wealth of opportunity sitting right in front of you.   You just have to be willing to be an entrepreneur and work your way at it. This month my collection of niche websites took me by surprise in terms of earnings.  I had a huge bump in revenue – and from a place I never expected (but warmly welcome)! Here’s what I’ve been up … [Read more...]

What is the Minimum Retirement Savings You Could Comfortably Live On?

minimum retirement savings

One of the hallmarks of a solid early retirement plan is thinning out your expenses as much as possible. To a lot of people they will probably interpret this to mean shaving a few hundred bucks off by not eating out every night or scaling back on their trips to the mall.  Those kinds of things are good, but we’re talking about going a whole lot further.  For someone who wants to retire early really, really badly, part of what they’ll do is clip back their expenses to the point of virtual non-existence. Why would they do this?  Simple.  The fewer expenses you have means you’ll only need the minimum retirement savings possible.  Take for example everyone’s favorite super-frugal early retiree Mr Money Mustache.  I remember reading that … [Read more...]

Stay Humble – You’re Still Just a Ditch-Digger

Stay Humble

Sometimes I feel like all throughout my life I was lead by the media to believe I was going to be entitled. When I was a little boy I used to watch Scrooge McDuck swim through his giant money bin full of cash. When I was teenager I watched MTV’s The Real World and couldn’t wait to live in giant apartment with no job for 2-3 months. When I was an adult house hunting shows made me think that living in a beautiful, luxurious $300K home was completely normal. With messages like that, how is someone supposed to stay humble?  By getting back to their roots every now and again.  By serving those who need served.   Helping My Dad with Building His Deck: The summer is not just a great time to be outside, but also a good time to … [Read more...]

5 Common Financial Mistakes We’re All Guilty Of

5 Common Financial Mistakes

It's not always easy to make all the right moves when it comes to money. In fact, as a society, we're pretty bad at managing our money.  CNN Money recently stated that over 25 million middle class families are living paycheck to paycheck. That's horrible!  So much for saving for a house, rainy day, or even retirement. The good news: It doesn't have to be this way.  Most common financial mistakes are pretty easy to identify and correct.  Here's five of them that you can take care of right away.   1. Late Payment of Bills: Paying a bill only a few days late can show up on credit reports, especially if one of those bills is your credit card bill or any other loan repayment. With modern technology there's no reason you have … [Read more...]

I Want to Be Your Personal Money Coach – A Free Giveaway

money coach

For years now I’ve had this idealistic vision in my head that someday when I reach financial freedom and retire early that I’m going to become a money coach.  There’s just one problem … I’ve never actually been a money coach – to anyone ever. That creates a little bit of a situation for me.  How can I really know if that’s what I want to do with the rest of my life if I’ve never actually gave it a try?  What if I test it out and find that its not for me?  What if I’m no good at it? Or more realistically - what if I find out all this (what I think is) great advice I have to offer is really nothing more than superficial tips that barely scratch the surface?  Perhaps I’ll find that I need to dig deeper into certain topics to really be … [Read more...]

Niche Website Update 21 – Getting Interested Again in Affiliate Marketing – Plus $853 in Income

online marketing

Its official – summer is over.  The kids are back in school, the pool is closed, and I’m scheduling the sprinkler system to be winterized. In terms of my online business, that also means that I’m running out of time to hit the goals I had set with my niche websites before 2014 comes to a close. Personally I feel like each of my websites has got a LONG, LONG ways to go.  Which can be both a fun and creative thing.  I’m not just talking in terms of making money.  I also mean in developmental things like content, SEO, traffic, etc.  Those are the kinds of activities that I believe will ultimately bring in the money if you do them right for the long run. … even if no one wants to help you get those activities done (a funny story about … [Read more...]

Going Back to School on a Budget as an Adult

Budget

Going back to school isn't just for the little ones.  It can be a time for grown-ups to get anxiety too.  And not just over the work they'll have to do. If you've noticed the job market is saturated with candidates that have bachelor's degrees, you've possibly considered getting a graduate degree to give yourself an edge. But balancing family expenses is hard enough without adding tuition and books.  Plus don't forget all those hours invested in working on projects and studying. You might even convince yourself that paying for a graduate degree and keeping your family afloat is nearly impossible.  But remember - you're not the first adult who's gone back to school while working, parenting, etc. If you're in this boat, here are a … [Read more...]

3 High Risk High Return Investments You Should Get to Know

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When most people talk about investing, their goal is to complete alleviate risk while earning as much money as possible. Although it’s never possible to alleviate risk, it is possible to reduce it if you’re willing to accept a low return.However, what if you’re willing to take on a bit of extra risk for the prospect of a higher return rate? What do you do then? Well, here are 3 high risk high return investments that you can take part in.   Binary Options: When it comes to high risk, high return investment vehicles, binary options happen to be my favorite. With binary options, you’re not purchasing a stock or bond. Instead, it’s up to you to predict whether the value of an asset will rise or fall over the course of a … [Read more...]