Is the Conventional System to Create Wealth Rigged?

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I’ve got a confession for all of you: I’m getting impatient! It was approximately 10 years ago that I first learned what a 401k was (I had never even heard of one before) and began my first steps towards saving for retirement. Like many of you, I knew the path to create wealth would be lined with hard work, lots of saving, and choosing the right investments. I took the conventional financial advice and began with a modest 10% savings rate. It wasn’t until the last few years that I’ve tried to accelerate my results by bumping my savings rate to extremely high amounts. So is it any wonder … [Read more...]

Doing a Better Job Tracking My Passive Income Streams and Retirement Savings

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I’ve got to admit: 2012 was not a bad year as far as my passive income streams go! Before blogging and investing, I was relying on sign-up bonuses, credit card rewards, and small stuff like online surveys to make a little side cash. A lot can change in a year and half … Since taking a leap of faith on blogging and investing, I’ve made a lot more money than I ever thought I would from passive income. Blogging has by far been the front-runner with its endless possibilities of advertising, affiliate sales, writing, etc. After a lot of research, I also laid the first brick of my soon-to-be … [Read more...]