Would you like to retire early, but are finding that the age 59-1/2 requirement is getting in the way? Age 59-1/2 is when the IRS says you can finally begin to access the hard-earned retirement savings you’ve got in your tax-sheltered accounts like your 401(k) and IRA. For most people who retire at age 62, the age 59-1/2 requirement is no problem. But if you’re a diligent saver and on track to reach financial freedom long before then, this can be a huge log in the road! I had this problem for years. In my twenties when I first started learning more about personal finance, I began to realize how powerful compounding returns were and started making strives to save more and more into my 401(k) and IRA every year. I kept … [Read more...] about Unlock Your Retirement Savings Before Age 59-1/2 to Retire Early With My New eBook
Batman and Money – The Connection and What We Can Learn From It
Go to the theater and the message is clear: Everyone LOVES super hero movies! Disney is practically printing money using the success of the Marvel studio franchises. Since Iron Man, they’ve made over $10 billion dollars! And Warner Bros is no fool either. They hope to capture some of that market share with their upcoming line-up of DC-based comic book action movies. So, what exactly is the draw to these movies? Why are they so irresistible? And what makes us have to rush out on opening day with the whole family to spend +$50 and be the first to see them? I’m Batman! When I was a kid, my favorite super-hero, by far, was Batman. I was right about at that tender age of 9 when the Tim Burton mega-hit was released back … [Read more...] about Batman and Money – The Connection and What We Can Learn From It
Find Out How You Can RETIRE SOONER with My New eBook
How many years do you think it will take you to retire? 30? 40? 50+? …. What if there was a way to simply knock years, even decades, off of your retirement plan? That’s what the focus of my new ebook, Retire Sooner!: How to Optimize Your Plan to Achieve Financial Freedom, is all about! In this book, we’re going to take the “normal” path to retirement and turbo-charge it with a bunch of different tools that will have you accelerating towards financial freedom before you know it! I can't tell you how many people I've met in my life (like in this story here) that are forced (perhaps even brain-washed) into thinking they need to work until they are 60 or 70 years old, all to save up to some unrealistic savings goal of thousands … [Read more...] about Find Out How You Can RETIRE SOONER with My New eBook
Readers – Please Help Me Pick the Title for My Next Ebook (Number 3)!
Hello readers! If you’ve been wondering what I’ve been up to lately, I’ve been working behind the scenes on my next ebook project. And now I need you to help me pick the title that sounds the best! The new book will be a collection of awesome optimization strategies for knocking years off your retirement plan. We’re going to start the book with a “conventional-style” retirement plan, and then work through it piece by piece. By the end of the text, the plan will down to a fraction of its original timeline! Keywords: Here is the title structure using a few choice keywords that I would like to use. Which ones do you like the best? Main title: Retire Sooner! How to Retire Sooner! Retire Quicker! … [Read more...] about Readers – Please Help Me Pick the Title for My Next Ebook (Number 3)!
How the Roth IRA Early Withdrawal Rules Can Help You Retire Early
If you’re an early retirement seeker like me, then here's some good news: The Roth IRA early withdrawal rules make it really easy to get your money out before age 59-1/2 without penalty! Yes, classically a Roth IRA is supposed to be used to provide savers with the opportunity to enjoy tax-free retirement income later on in life. Who doesn’t want to NOT have to pay taxes during retirement? But if you understand the in's and out's of the rules, they can also be used to provide retirement income in thus difficult years between an early retirement and age 59-1/2. It’s a very simple and easy-to-execute strategy. But you still have to be careful! There are some important rules to keep in mind. Otherwise, you might still get … [Read more...] about How the Roth IRA Early Withdrawal Rules Can Help You Retire Early
Online Income and Taxes – How to Be Prepared
One of the funny side effects of being a blogger and making an online income is that your tax situation can become a lot more complicated. Don’t get me wrong … the extra money is great! But if you’re accustomed to the simple process of doing your taxes on your own, things are about to change! Not only will you have some fun, new IRS forms and worksheets to fill out, you’ll also have some new taxes you owe or - worse – penalties to pay! But on the bright side there will also be some new, pretty good opportunities for you to dodge some of those taxes and save even more for retirement than you were before. I know it's not just me that has had some questions about how exactly you’re suppose to handle your online income when it comes … [Read more...] about Online Income and Taxes – How to Be Prepared
Does the 3% Signal Investment Strategy Really Work?
Recently I just finished the book “The 3% Signal” by Jason Kelly. As you can read in my book review here, the premise of The 3% Signal is to offer the common man a “simple” strategy for investing that (in theory) has the potential to beat traditional index fund investing! I’ll admit it – this book was scratching me right where I itch! I’m a huge sucker for mathematical-based approaches to investing and optimizing your personal finances. (When I say that, someone like Michael Kitces or Wade Pfau comes to mind.) If you’ve got the right numbers and figures to provide as evidence for your strategy, then I’ll have no trouble giving your research an honest, worth-while listen. More so, even though I recognize and believe in the power of … [Read more...] about Does the 3% Signal Investment Strategy Really Work?
“The 3% Signal” by Jason Kelly – A Book Review
It’s not very often anymore that I go inside a book store and see a physical copy of a book that catches my attention. But when you publish a book that suggests a strategy that will beat an index fund, you’ve certainly caught my attention! That was the appeal behind the latest book I’ve been reading called “The 3% Signal” by Jason Kelly. In case you’re not familiar with this author, Jason Kelly is a very well-known financial writer who created the “Neatest Little Guide to …” series on investing. “The Neatest Little Guide to Stock Market Investing” was one of the first personal finance books I ever read, and to this day I still hold it in high regard whenever anyone asks for a good-book recommendation. In this latest release, The … [Read more...] about “The 3% Signal” by Jason Kelly – A Book Review
