Although it may end some of your financial troubles, filing for bankruptcy is not just something that you do once and the work is over. In fact, unless you want to file repeatedly throughout your life, the real work begins after your debts are discharged. Asking how does bankruptcy work is a question that few people ever really take the time to understand, but they should so they can save their finances. If you don't have debts like student loans or overdue taxes, you may get your debt balance reset to zero, but if you remain in an impossible financial situation then the relief is only temporary. … [Read more...] about How Does Bankruptcy Work? What You Should Know Before and After Filing
Building My Money Earning Sites – Niche Website Update Part 6
Unfortunately after many attempts, my niche website has still not broken into the ultra competitive Top 10 in the Google search engine results (SERP) for my main keyword. While some may call that a disappointment (since the goal for most money earning sites is to make it to No. 1 and start generating revenue), I’m not completely sure that all hope is lost just yet. I have noticed a few very interesting things that put a little bit of sunshine over my situation. Let’s take a look at them: … [Read more...] about Building My Money Earning Sites – Niche Website Update Part 6
Is There Still Gender Inequality in the Workplace? Yes If You’re a Money Manager
Women everywhere be prepared to take one step backwards from 100 years of progress against gender inequality in the workplace. In a very sad display of male chauvinism, CNN Money recently ran an article about investor Paul Tudor Jones. What was the story about? His candid statement that: “… you will never see as many great women traders as men”. … [Read more...] about Is There Still Gender Inequality in the Workplace? Yes If You’re a Money Manager
My Broker Lets Me DRIP Stocks – Why That’s Great
Time and time again on this blog we’ve proven that we sometimes don’t know we can do something until we ask for it. That was exactly the case this week when I learned that I can DRIP stocks with my broker. Until now I didn’t think that my account had this feature, but I was glad to find out that it does and I will certainly be putting it to use. For those of you who don’t know, DRIP stands for dividend reinvestment plan (or program). It is also sometimes abbreviated DRP. When people say you DRIP stocks, they are usually referring to some system you enroll in where instead of receiving your dividend payments by check or cash each quarter you instead automatically buy more shares of that same dividend paying stock. There are a lot of … [Read more...] about My Broker Lets Me DRIP Stocks – Why That’s Great
School’s Out for Summer Break!
I think my obsession with early retirement must have started at an early age when I couldn’t wait for Summer break. I can’t believe that May is already over and it was my children’s last day of school yesterday (and the last day of work for my teacher wife!) So now my whole house (minus me) will be able to sleep in, relax all day, play in the sun, and repeat each day for the next three months. … [Read more...] about School’s Out for Summer Break!
My Affiliate Marketing Ideas for Targeting the Right Audience
For as long as I’ve ran this blog, I’ve tried on many occasions to market affiliate products. Why? Because as far as blogging goes, the right execution of your affiliate marketing ideas can be very lucrative! It is one of those passive income methods where you really and truly don’t need to lift a finger to make money. For anyone reading this who is not a blogger, here’s what we’re talking about: Affiliate marketing is when you put ads on your website. Those links can either be in the form of images or just simple text. When a reader clicks on the link and either fills out a form or completes a sale, that results in a commission for the website owner. Get enough of the right kind of visitors to come to your site and click … [Read more...] about My Affiliate Marketing Ideas for Targeting the Right Audience
Blogger Fatigue and Favorite Posts
It’s finally really nice outside. And when it’s nice outside, that can mean only one thing: It’s time to BE outside and enjoy it! That’s where my head has been at lately. I’m very fond of the Spring and Summer time because it means not being cooped up inside the house all day. I’m looking forward to going to some outside events, making the yard look beautiful, and spending some much needed quality time with the family. While those are all certainly great life aspects to celebrate, I’m afraid that limits the amount of time I have to be a productive blogger. But who wants to have their nose stuck to a computer screen anyways when there are things going on? For the past few months I may have burned myself out trying to pump out … [Read more...] about Blogger Fatigue and Favorite Posts
Exploring My 401k Alternatives – Maybe More Dividend Stocks?
So I’ve been thinking … Last year I wrote a post about how I was thinking about diverting some of the money we were contributing to our 403b retirement fund towards our dividend stocks instead. This was somewhat of a controversial move because traditional personal finance advice is to invest in your tax-sheltered accounts, not your taxable accounts! After all, why would you want to save your money in an account where you have to pay taxes? But it wasn’t that simple. There were several more alluring reasons why investing in dividend stocks would make more sense: … [Read more...] about Exploring My 401k Alternatives – Maybe More Dividend Stocks?
