Have you ever thought to yourself: Outside my job, how do I actually go about getting enough money for the things I want in life?
That’s what my new ebook, Save MORE, Earn MORE, is all about!
Everyone knows financial freedom sounds great! And we all know we’re supposed to save/invest our money if we want our nest eggs to grow into the life-preservers we want them to become.
… but how do we get there? How do we do a better job of saving and managing our money? And how do we actually make more of it (beyond our regular paychecks) so I can have more to save?
You don’t have to tell me how hard it is. My wife and I started out in exactly this same situation.
I remember when we were got together we struggled to save even $100 per month for the things we knew we’d want some day like a house, college for our kids, and retirement.
A lot of other people are in the same boat. According to the Trading Economics, the most recent personal savings rate in the U.S. is 5.1%. That means for a family making the U.S. median income of $51,939 they are only saving $2,649 per year.
Despite the best of intentions, those figures unfortunately just won’t ever add up high enough to financial freedom let alone any other big goals we have.
When I realized this fact, I decided I needed to do something about it – and in a BIG way! I read books, went online, and did a ton of research on how a regular guy like myself can do a better job at becoming wealthy.
Fast forward to now. This year we’re on track to max out our 401(k), 403(b), and both our IRA’s! And we’ll be able to do it without even breaking a sweat.
Do you want to know something?
You can do it too!
That’s the whole basis of “Save MORE, Earn MORE”. Out of all that research I did, this book is 21 of my favorite and most practical tips for putting more money back in your pocket.
That’s money that you can apply towards your dreams of financial freedom or whatever else you have your heart set on!
Here’s what you’ll find in my new eBook.
“Save MORE, Earn MORE” is Advice You Can Actually Use:
Every week on this blog we talk about new and cool ideas that are going to put more money back in your pocket.
If I had to sum them up, I’d say those ideas fall into one of two major categories:
- Spending less
- Making more
That’s exactly the kind of things you’ll find in “Save MORE, Earn MORE”. It’s my personal collection of the best of those tips.
Most importantly – they’re all things you can start doing right away – no matter where you live or how much income you earn right now.
For example: Do you know about the “split your raise” technique?
This is where you take your annual raise and devote half of it to your retirement savings. It’s one of the first things I ever tried when I started increasing my 401k contributions, and its worked like a charm as I’ve built up my savings level all the way up to the IRS max.
Or how about maximizing out your credit card rewards?
For years I’ve been able to strategize my purchases to the point where we consistently make over $1,000 in annual cash-back and gift card rewards. Merry Christmas for us every year!
And then there’s my favorite money-making hobby … Blogging!
Since I started blogging almost 4 years ago, I’ve added over $50,000 gross to our household income!
You read that right … we’re half way to six-figures!
That’s not a bad return considering it now only takes me a few hours per week to keep my websites going. And it can easily be done at night on my own time.
That’s not all.
Over the course of 21 chapters we’ll also talk about:
- How to really challenge your bills
- Getting your full 401(k) employer match
- Avoiding taxes using a flexible savings & health savings account
- Building up your dividend income – the ultimate passive income
- Taking advantage of bank sign-up bonuses
- Selling and flipping items on eBay
- Plus many more …
Every one of these tips are something that you could get started on right away. You DON’T need to be a financial expert, rich, or have an MBA to put them to use. You just have to want to give them a try!
Honestly of the ones I personally use, I’m glad to have tried them and to be adding as much as I am to my income. That just makes our road to financial freedom that much easier to travel.
Download Your Copy Today!
No matter where in the world you live, whether it’s a big savings goal you’ve got planned or the long-term financial goals, I’m sure there will be something for everyone in “Save MORE, Earn MORE!” Download your copy today!
Also, please … do me one other favor. If you do download my book, please be sure to leave a review on Amazon. When you do it helps other financial readers (like yourself) to make smart judgments about whether or not this would be the right book for them.
And as always, if you have any questions, you can always email me or post a comment below.
Featured image courtesy of Amazon
Jayson @ Monster Piggy Bank says
I am so excited to read your second book and learn more, MMD! I am gonna let you know my review of your ebook. I know it’s informative and it would help people spend less and earn more!
Awesome! I hope you like it.
John @ Frugal Rules says
Very cool DJ! This is yet another reminder that I need to get my ebook formatted and out there.
Elance … I found a guy to format it in just 1 day for $20. I’ll send you the contractor’s name.
Derek @ MoneyAhoy.com says
Congrats on the new book! I will check it out 🙂
Thanks Derek! I’m hoping not to disappoint.
diane @smartmoneysimplelife says
Thanks DJ! And, congrats.
On my way to download it now and will definitely leave a review. Hope it’s a best seller!!!
How cool would that be if it actually does become a best seller? Even if it does for just one hour, I’m going to screen shot it and be so proud! 🙂
[email protected] says
Nice going MMD! Your blogging income is really impressive and proof there is a future in blogging if it’s done right. Hope the book does great.
Thanks Brian. I am pretty optimistic that there is still a lot of money to be made out there on the Internet as long as you’re willing to provide the right amount of quality value to people.
I’ve got my fingers crossed to see how this book does. Hopefully some of the new strategies I’m using pay off.
EL @ Moneywatch101 says
Congrats on the new book, it seems like you did this one in no time at all. I guess the experience from the first one, led you to the second one that much faster. Good luck on saving more in the 2nd half of 2015.
The secret: iPhone talk-to-text was a huge help in generating a lot of draft content very quickly.
Dane Hinson says
Congrats on the new ebook! I’ll definitely check this out as saving more and earning more is always the goal.
Thanks! I hope you enjoy it and find something good to take away.
[email protected] says
You had me at Free =) I looked at the topics and freelancing and flipping items on ebay definitely sound like something I’d be interested in learning more about. Do you also talk about niche websites since I know you talk about that on your blog…or is that perhaps an entire e-book in itself?
I only mention niche websites in the blogging section. A topic that big could have several ebooks written about it.
The long awaited sequel is here! Which means another book review! Now let’s all show our support and buy it! Come on, people, get your debit cards out and buy!
ARB–Angry Retail Banker
I hope it doesn’t disappoint!