Do you think it’s possible to save too much for retirement? That was the headline in an article from Yahoo Finance that seemed to think that you might. In it, the author was pointing the finger at the popular “80% rule” that suggests that retirement income planning is as simple as just estimating 80% of your gross (pre-tax) income. Their criticism was that some academics think this commonly accepted retirement income planning tool may inadvertently cause some people to save for far more than they need. Consequently, this would cause those people to short-change themselves in the present. … [Read more...] about Retirement Income Planning and How Your Needs Will Change