While shopping for my kids this Christmas, I’m reminded by just how much you just want to spoil those little stinkers. What parent can deny this natural instinct? There really are fewer things better than waking up on Christmas morning to see how excited your children get when they open their presents. Taking this instinct one step further, it’s also natural for you to want your kids to grow up to be the best adults they can be. You give them chores to do to learn hard work, you give them an allowance to teach them about budgeting, and you help them with their homework to encourage learning. And on the things they can’t do for themselves, you want them to still have every opportunity available to excel. This gets me thinking about a … [Read more...] about Building a Special Gift for Your Young Adult Children
What Should Be in Your Safety Net?
You don’t think twice to lock your doors, look both ways before crossing the street, or turn off your electronics when you’re not home. So why is it that so many of us are one disaster away from a financial catastrophe? That’s where a “Safety Net” comes in. By definition, a safety net is a term used by financial planners to describe a number of different things you should have to protect your family and your finances. But a safety net should be much more than just a few extra thousand bucks you’ve got saved in case aliens take over the world. A TRUE safety net could encompass a whole lot more. Here are a few ingredients you’ll need in your Safety Net. … [Read more...] about What Should Be in Your Safety Net?